Our Planning Process

Our planning process is designed to help bring clarity to your financial life. It helps you align your financial life with your real life. As part of our planning process, we use the eMoney tool as a way to help you: 

  • Explore your life goals

  • Plan your investments around benchmarks that hold real meaning for you

  • Track your progress toward them

Investment Planning ProcessStep 1. Getting to know you

During our initial meeting, we listen to your goals, needs, dreams and challenges. Through our conversation, we uncover the details of your financial life and carefully consider if we are a good fit to work together. We discuss your long-term and short-term goals, priorities, and the investment strategies you already have in place. We share information about our team and answer any of your questions.

Step 2. Analyzing your financial picture

Before we can develop your plan, we need to know your complete financial experience. We help gather information and details of your current financial situation. We start with your life and help plan your money around it. Our deep analytical approach and comprehensive evaluation includes understanding your risk tolerance, retirement goals, dreams and priorities, estate investment planning needs, risk management and insurance needs.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Step 3. Recommending your customized plan

Our next step is presenting our recommendations. Combining Wells Fargo Advisors’ eMoney tool with our planning experience, we provide you with an assessment of your complete financial picture. As we implement the plan, we document your goals and begin to review your progress toward reaching them.

Step 4. Reviewing your progress 

We keep track of your progress and meet with you to review and adjust your plan so it stays up to date and in sync with your changing life. By tracking your ongoing investment results with eMoney you’ll always be able to easily answer the question, ”How am I doing?”